All loans are subject to credit approval.

At Ameris Bank, we offer a variety of home loan solutions to customers in the Southeast and Mid-Atlantic. Visit a location in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.

¹Additional eligibility requirements may apply. Program requirements and availability subject to change.

²At least one borrower must be a first-time homebuyer. An individual is to be considered a first-time homebuyer who (1) is purchasing the security property; (2) will reside in the security property as a principal residence; and (3) had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a displaced homemaker or single parent also will be considered a first-time homebuyer if he or she had no ownership interest in a principal residence (other than a joint ownership with a spouse) during the preceding three-year time.

³Borrower(s) must reside at the subject property for a retention period of five (5) years. In the event of a sale, transfer or assignment of title of the property, or if borrower no longer occupies the property as borrower’s primary residence, in each case prior to the end of the retention period, an amount equal to a pro rata share of the total grant, reduced for every month the borrower has owned the property, must be repaid to Ameris Bank. Ameris Bank NMLS #408099. Rev. 01.24.25