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Find the checking account that fits your lifestyle.
A checking account should fit your life, not the other way around.
Ameris Bank offers several options for personal checking accounts. Whether you're in need of a totally free or interest-bearing account, you'll find the checking account that is right for you at Ameris Bank.
It doesn't get any easier - or less expensive - than this. This account gives you all the advantages of a full-service checking account, without any of the cost.
- No Minimum Balance
- No Monthly Maintenance Fee
- Free Internet Banking
- Free Online Bill Pay
- Free Telephone Banking
- Free Ameris Bank VISA Debit Card
- Free use of any Ameris Bank ATM
- Free use of the Presto ATM network located at most Publix Supermarkets with over 1,000 locations in the Southeast
- $100 minimum deposit to open
This account is especially for customers 50 years of age and over. With unlimited check writing and ATM transactions, plus special privileges and no maintenance fee, this interest-bearing account is perfect for some of our most appreciated customers.
- No Monthly Maintenance Fee
- Free Internet Banking
- Free Online Bill Pay
- Free Telephone Banking
- Free Preference Plus wallet-style checks
- Free regular travelers checks
- 25% off safe deposit box rentals
- Free Ameris Bank VISA Debit Card
- Free use of any Ameris Bank ATM
- Free use of the Presto ATM network located at most Publix Supermarkets with over 1,000 locations in the Southeast
- $100 minimum deposit to open
We know students have financial needs that are completely unique. With plenty of free features and easy-to-use extras, it's perfect for any student's finances.
- No Minimum Balance
- No Monthly Maintenance Fee
- 15 Free ATM transactions per month outside of the Ameris Bank and Presto ATM networks
- Free use of any Ameris Bank ATM and Presto ATM at most Publix Supermarkets
- Free Internet Banking
- Free Online Bill Pay
- Free Telephone Banking
- Free Ameris Bank VISA Debit Card
* Account holder must be age 18-25.
If you're looking for the convenience of a checking account with the interest-bearing potential of a savings account, you'll find it here. Maintain a minimum daily balance of $600 or an average balance of $1,500, and we'll waive the $10 monthly maintenance fee.
- Free Internet Banking
- Free Online Bill Pay
- Free Telephone Banking
- Free Ameris Bank VISA Debit Card
- Free use of any Ameris Bank ATM
- Free use of the Presto ATM network located at most Publix Supermarkets with over 1,000 locations in the Southeast
- $100 minimum deposit to open
Ordering checks is fast and easy through Ameris Bank's preferred check vendor, Harland Clarke. Visit their website below to order your new checks today!
| FREE Checking | Preference Plus Checking |
FREE College Checking |
Interest Checking |
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| Free Online Banking |  |
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| Free Online Bill Pay | |
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| No Minimum Balance Requirements | |
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| No Monthly Maintenance Fee | |
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| Free Debit Card | |
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| Free Use of Ameris Bank ATM Network | |
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| Free Use of Presto ATM Network | |
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| Free Telephone Banking | |
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| Only $100 minimum Opening Deposit | |
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| Unlimited Check Writing | |
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| 25% Off Safe Deposit Box Rentals | |
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| Free regular Traveler's Cheques | |
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| Free Preference Plus Wallet-style checks | |
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| No minimum Deposit to Open | |
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| 15 Free ATM transactions per month outside Ameris Bank or Presto ATM Network | |
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| Competitive Interest | |
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| Maintain a minimum daily balance of $600 or an average daily balance of $1,500, and we'll waive the $10 monthly maintenance fee | |
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| For Students ages 18-25 | |
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| For customers 50 years of age and older | |