Our equipment loan can help keep your business moving forward.
When you need new or used equipment for your small business, you will need to decide how to pay for it. If you want to avoid spending all of your cash upfront or using your line of credit, you’ve come to the right place. Ameris Bank Equipment Finance2, offers equipment financing, which is a cash-flow-friendly alternative to a one-time equipment purchase.
If your application is approved and you decide to move forward, Ameris Bank Equipment Finance will provide you with funding to finance equipment, and you will repay what you borrow over a flexible term.
- Same-day funding
- Easy online application
- All credit considered
- One-hour approval decisions during regular business hours
- Simple repayment terms
- Competitive interest rates
- Flexible terms available
Finance equipment in 3 easy steps
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Submit a simple online application. |
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Get a prompt decision during regular business hours (Mon-Fri, 7am to 4pm PST). |
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If approved, same-day funding is available. |
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Key benefits of equipment financing
Equipment financing enables you to pay for the equipment over time instead of paying for it all at once. The reduced initial cash outlay can help you save money for future business expenses and initiatives. Another benefit of equipment financing is that it gives you access to newer, more innovative equipment that can keep your business running at optimum efficiency so you can remain competitive.
Lastly, certain types of equipment that are financed are eligible for the Section 179 tax deduction. Make sure you consult with your accountant before financing any equipment. They can provide you with recommendations relating to equipment acquisition and income taxes.
What we look for:
One year in business
$100,000 in annual revenue
FICO score of 620 or more
These are some of Ameris Bank Equipment Finance’s minimum lending requirements, and meeting them does not constitute approval.
Should you apply for equipment financing, additional lending criteria will determine if you qualify.
Resources for small business owners
1All loans subject to credit approval.
2Ameris Bank is a full-service financial institution serving customers a variety of business bank accounts and loans throughout the country.