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US Premium Finance

Expert Insurance Premium Financing Solutions


US Premium Finance (USPF), a division of Ameris Bank, is a trusted national leader in insurance premium financing solutions for agents, brokers, and insured borrowers. Since 1993, USPF merges deep expertise with cutting-edge technology to provide flexible, customer-focused financing options.
 

Why Partner with USPF for Commercial Insurance Financing?

Choosing the right financing partner is critical for long-term stability. USPF offers:  
 
Financial Strength & Stability

Benefit from the security and reliability of Ameris Bank’s extensive resources.

Customizable Financing Terms

We offer competitive rates and tailored terms for commercial insurance lines, including property, liability, and workers’ compensation.

Agent-Centric Service

We partner with agencies to streamline workflows through fast documentation and responsive support.

Innovative Fintech Tools for Insurance Agencies

We leverage innovation to drive results, providing speed of a fintech with security of a bank.  
 
AI-Powered Automation

Our Robotic Process Automation (RPA) accelerates agreement processing, reducing manual errors and saving you time.

Streamlined Accounting & E-Pay

Simplify operations with integrated down-payment collection and e-pay options for faster transactions.

Increase Agency Valuation

Premium financing is a powerful growth strategy. By leveraging USPF solutions, agencies can increase EBITDA and enhance overall valuation through new income streams.

 

Optimize your cash flow today.

At USPF, we are dedicated to helping agencies grow and helping insured clients manage cash flow effectively. Experience the perfect balance of flexibility and security.



Ready to start financing smarter?