US Premium Finance
Expert Insurance Premium Financing Solutions
US Premium Finance (USPF), a division of Ameris Bank, is a trusted national leader in insurance premium financing solutions for agents, brokers, and insured borrowers. Since 1993, USPF merges deep expertise with cutting-edge technology to provide flexible, customer-focused financing options.
Why Partner with USPF for Commercial Insurance Financing?
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Financial Strength & StabilityBenefit from the security and reliability of Ameris Bank’s extensive resources. |
Customizable Financing TermsWe offer competitive rates and tailored terms for commercial insurance lines, including property, liability, and workers’ compensation. |
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Agent-Centric ServiceWe partner with agencies to streamline workflows through fast documentation and responsive support. |
Innovative Fintech Tools for Insurance Agencies
AI-Powered AutomationOur Robotic Process Automation (RPA) accelerates agreement processing, reducing manual errors and saving you time. |
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Streamlined Accounting & E-PaySimplify operations with integrated down-payment collection and e-pay options for faster transactions. |
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Increase Agency ValuationPremium financing is a powerful growth strategy. By leveraging USPF solutions, agencies can increase EBITDA and enhance overall valuation through new income streams. |




